Monthly Archives: April 2017


Scotland is attracting many tourists yearly, and these visitors come from not only from the United Kingdom but also from all over the globe.  This is because Scotland is a country that is rich not only in a very interesting history but also of a very remarkable culture.  It is home to world-famous castles, one of which is the Edinburgh Castle, and it is also home to archeological sites as well as historical sites, two of which are the human settlement site in South Lanarkshire and Cairnapple.  Of course, these are not all that the country has to offer, especially since you can enjoy a whole lot more in Scotland.

Right now, many people from the United Kingdom or even from the United States are deciding to purchase a property in Scotland, and locals who have properties to sell capitalize on the demand.  Now, if you are one of those who wish to sell your home, then here are some simple tips that you could follow.

One of the things that you should do before you put your house up for sale is to give it a thorough cleaning.  This includes washing the floors and scrubbing the kitchen and bathroom tiles.  This also includes vacuuming the carpet and all the nooks and crannies so that the rooms stay dust-free.  If the walls needed a paint job, then it is advisable that you spend a little money for painting the walls.  You should also inspect the pipes and drains and make sure that there are no leaks and that there are no clogs.  Be sure, too, to fix all things that need repairing inside the house, including doors, windows, locks, and cabinets.  If you have a special corner that you want to highlight, like a breakfast nook or corner, then you should definitely showcase the area and make it pretty.

In presenting your property, you should prepare not only the interior of the house but also the exterior, so a little gardening will do a lot of good.  Have someone mow the lawn, and if you want, you can also add flowers along the footpath to make it pretty.  You should also trim the garden bushes and the trees to make the place tidy.

When somebody is visiting the house, make sure that all windows are open to allow ample light.  A well-lighted house is more attractive than a dark one; plus, light makes a small room seem a lot bigger than it usually is.

These are just some of the things that you can do to prepare your property up for sale, and when it comes to actually selling the place, getting a good real estate agent is still the best way.  A real estate agent can help you come up with a good price for the property as well as help you set up an advertising campaign to get the word out there.

Home Buying Process

Know Your Rights as a Homebuyer

Home Buying Process Information

The home buying process can be enjoyable when you follow these tips! Before you start, there are many laws that protect you from scams, unnecessary expenses, and discrimination in the process of homebuying. Know your rights!

Find out How Much Mortgage Can You Afford

You can save yourself a lot of wheel-spinning during the home buying process if you take a minute to figure out how much mortgage you can afford. Generally, a lender will want the homebuyer’s monthly mortgage payment to total no more than 29% of your monthly gross income (that’s your monthly income before taxes and other paycheck deductions are taken out.) You also need to consider current loan interest rates. The lower the interest rate, the more expensive the home you’ll be able to afford. Follow our tips and use these simple calculators to see how much you can afford in a mortgage payment.

Create Your “Wishlist”

Make your Wish Lst. As a homebuyer focus on the features you want in a home: 2 bedrooms or 3? 1 bath or 2? Garage or no garage? Knowing what you’re looking for will help you focus your search. And it will help your real estate broker, too.

Find a Real Estate Broker

One of the first steps in the home buying process is to start searching for a broker. Talk to several and find someone you think you’ll be comfortable working closely with. Many of your friends and relatives have probably bought and sold their homes through brokers. Ask them who they used and what their experiences were. You can find out which brokers specialize in the kind of home or the area you want by looking in the Yellow Pages or your local newspaper’s classified real estate ads. Or drive through neighborhoods and note the names of brokers on “for sale” signs. When you talk to prospective brokers, ask questions about the areas and types of homes in which you’re interested. Do they seem knowledgeable? Most important, is their personal style a good fit with your own?

Mortgages and Homebuying Programs

Many different kinds of mortgages are available to you. Read about them, and make sure you understand the pros and cons of each. Your real estate broker can help you. HUD offers some special homebuying programs. Also, many local governments offer special homebuying programs to help low-income homebuyers. Shop around – you may be surprised at all your options!

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